Long term care insurance - John Hancock or Genworth? - genworth john hancock
What is the best company to go, any ideas? Long-term care insurance is so expensive and I do not know Decsion bad, I thank you for your help!
Friday, February 12, 2010
Genworth John Hancock Long Term Care Insurance - John Hancock Or Genworth?
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7 comments:
Are you so ..... I attended a Senior Financial Education Workshop yesterday and long-term care insurance is one of the issues become.
The teacher (Gary Collins is 502-657-6481 or toll free 866-948-1086) to help you. He is entirely devoted to serve and educate seniors. I remember Garry mention both John Hancock and Genworth as the two best. Although none of the premiums, do not think it can go wrong with any of them.
The information we received was that one of the two men will now enter a nursing home. Unfortunately, auto insurance, would not be used, I hope, but you can not without them.
I like the Genworth policy (in particular) if you are married and receive discounts of spouses.
The Genworth has a very nice upscale "policy with many features. They also have a cheaper policy that not all the bells and whistles.
Each of these measures is better than no policy at all, and both are highly respected.
Northwestern Mutual itinerary.
It is best to work with an agent. Read the fine print to understand and make sure that any policy to pay, and if they do not. Both Genworth and John Hancock are good companies with good products. I know nothing about you, if I can not recommend one over the others.
In fact, Money Guard also offers a product that is the golden rule. If you see a clock, to another.
Yes, that LTC insurance is expensive, but if you attention for a long time to save your assets to your spouse or family member, and given the opportunity, quality of care they receive and those who receive such care.
Good Luck
None. Long-Term Care must not be as expensive as the two companies do. They allow financial planners to negotiate so that they are more expensive. One of the largest providers of banks is to life and property and casualty insurance. Non corridor.
Useful advice: nothing for a period of 30 days from the date of the sale. Medicare insurance covers only about 20 days of skilled care. Most drivers do not understand.
Statistics show that you do not plan a life. Both companies often cite the plan Cadillac, just for reasons of the Commission. Statistics show that men, 2 -3 years of care, and women need 3 -5 years. Not more to insure.
Bankers Life still believes in customer service. You need an agent to documents dealing with complaints and your family help, Thanks to the assertion, which can be a nightmare. Both companies will give you an 800 # and a large packet of documents by e-mail. The person who sells, not ready to do business. There is no accountability.
Both are good companies that run pay their debts, but very difficult to obtain, politics, enable, if necessary, if you have a level of 90 days or 180 days, and the waiting period of one to help you on your claim.
Be sure to make an appointment to get the life bankers. If you send me your age, I can quote a price in your state, just to give stores NSURANCE the nation and for more than 60 years. Son of confidence in the senior market.
I was never a broker for other firms in the knowledge that they feel safer and DOn't believe in customer service.
This should not be an expensive solution. You want a policy that the majority of their care, does not cover too much nor too little. Get buy the statistics before you
Try them, they are very credible Long Term Care Insurance
"http://www.tkqlhce.com/email-1961891- ...
Genworth is better than John Hancock. Broker World Magazine) has consistently Rank State Life LTC products as the best in the industry (for six consecutive years.
See also some assets Care golden rule - costs much less, with its unique concept, if you make over certain assets in exchange for them. If you have no assets, you probably do not really need long-term care policy. Golden Rule is marketed by its new owner OneAmerica.
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